here it is, it does show that "OHV" includes 4 wheeled vehicles capable of off road use - still generic to the point of "4x4 vehicles", but it does not exclude them, which is good.
'14 Sequoia 4x4 Grocery-getting-baby-hauler
'89 4Runner... work in progress (retired)
33" KM2s & Steelies, Sliders & Bumpers,
SoftTopper & Pink Stuff!
Unlifted, Unlocked, Unarmored, Chick Truck